Managing Your Debt
Steps to Financial Fitness

10 Steps to Financial Fitness | Establish a Budget | Credit Card Tips | Clean up Your Credit

Clean up Your Credit

Tips

• Try to pay off your past-due accounts.
• Order a copy of your credit report from the bureaus listed below.
• Request that an explanation of your bad credit history is included on future credit reports.
• Contact your creditors, explaining your situation. Many lenders are more likely to agree to a lower payment than none at all.
• Look into loan consolidation. Check with credit counseling services to find out what type of options you might have.

Helpful Links

A Guide to Building Better Credit
www.ftc.gov/bcp/conline/pubs/credit/bbcr.htm

Myvesta(A non-profit credit counseling company)
www.dca.org/

Consumer Credit Counseling Services
www.cccssdic.org/