Frequently Asked Questions (FAQs)
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Oregon Opportunity Grant
The Oregon Opportunity Grant program provides awards to qualifying Oregon resident undergraduate students who are enrolled at least half time at an accredited community college or 4-year public or private nonprofit college or university in Oregon. To apply for an Oregon Opportunity Grant, complete a Free Application for Federal Student Aid (FAFSA). Analysis of the personal and financial information you provide on the form will determine your eligibility not only for federal student loans and grants but also for the Opportunity Grant.
Oregon Opportunity Grants are awarded solely on the basis of financial need, with income limits based on a percentage of median family income for Oregon. Award amounts depend on the cost of education at the Oregon college or university you attend. For 2006-07, award amounts for are as follows: $1,398 at an Oregon community college; $1,674 at a university or college in the Oregon University System; and $2,196 to $4,684 at a private independent 4-year college or university (awards vary by institution). Awards for students enrolled between 6 and 11 credit-hours in an academic term are 50% of the award amount for students enrolled full time (at least 12 credit-hours) at the same institution.
If you qualify for an Oregon Opportunity Grant, the school you plan to attend will notify you on your financial aid package. In Oregon, federal funds received through the Leveraging Educational Assistance Partnership (LEAP) are added to the Opportunity Grant program and awarded on the same basis.
The Oregon Opportunity Grant may be received for the equivalent of twelve quarters or eight semesters at full-time enrollment, providing you maintain satisfactory academic progress and file a new FAFSA each year to demonstrate continued financial need. Students enrolled in courses of study leading to degrees in theology, divinity, or religious educations are not eligible for the Oregon Opportunity Grant.
To complete the FAFSA online, go to www.fafsa.ed.gov. For more information about eligibility criteria, income limits, and specific award amounts for the Oregon Opportunity Grant, click here: www.getcollegefunds.org/ong.html.
OSAC Scholarships - General Information
- Where do I find more information about available scholarships and their eligibility criteria? answer
- What is the deadline for submitting the OSAC scholarship application?answer
- Where can I find more information about The Ford Family Foundation Scholarships? answer
- How do I apply for OSAC scholarships? answer
- I am home schooled. Can I still qualify for OSAC Scholarships? answer
- I haven't lived in Oregon for 12 months; can I still apply for an OSAC scholarship? answer
- I am not a U.S. citizen. Can I still qualify for OSAC scholarships? answer
- I am NOT an Oregon resident. Can I still qualify for OSAC scholarships? answer
- I am an Oregon resident planning to attend an out-of-state college. Can I still qualify for OSAC scholarships? answer
- Are OSAC scholarships need-based or merit-based? answer
- What happens if I make a mistake on my electronic application? answer
- What should I do if I am unable to complete the electronic application? answer
- What happens if my browser software is not compatible? answer
- What happens if I don't read the instructions and just send an application and fail to send my activities chart, essays or transcripts? answer
- What can I do to improve my chances of receiving scholarships? answer
OSAC Scholarship Application
- Where can I get an OSAC scholarship application? answer
- When will OSAC's online scholarship application (eApp) be available? answer
- What is the deadline for submitting the OSAC application? answer
- Where do I send additional documents required by the OSAC scholarship application (e.g. activities chart, transcripts, essays?) answer
- What is the Activities Chart and where can I find help with it? answer
- Do transcripts have to be official? Or can they be unofficial, photocopies, or printed off the Internet? answer
- I am a college student. Do I need to send both my high school and college transcripts? answer
- What type of transcript is required for an older student returning to school? answer
- What kind of security is in place to protect my confidential information? answer
- Can I find out about the status of my OSAC scholarship application? answer
- What happens after I enter my application? answer
- When will I be notified? answer
General Financial Aid
- What is the FAFSA for? answer
- What am I applying for when I file a FAFSA? answer
- How do I apply for financial aid separate from OSAC? answer
- Where do I go to find information about financial aid? answer
- What information is available for non-traditional students regarding financial aid? answer
- I am attending a community college and want to transfer to a 4-year school. Do you offer financial aid for transfer students? answer
- Do you offer financial aid for graduate students? answer
- What steps should international students take to receive financial aid? answer
- I am interested in scholarships for correspondence/online courses. Would this be considered a USA college if it is not through a specific university or college? answer
- Do you have grants for cosmetology or beauty school? answer
- How do I know if a scholarship offer is legitimate? answer
Loan Forgiveness & Loan Repayment Programs
- Do you have any information regarding rural repayment programs? answer
- What loan forgiveness programs are available? answer
Miscellaneous
- Do you have a list of Estimated Budgets for Oregon schools? answer
- Can OSAC provide information about the Oregon College Savings Plan? answer
- I am trying to find out if there is any kind of aid for primary and/or secondary education. answer
OSAC Scholarships - General Information
- Where do I find more information about available scholarships and their eligibility criteria?
- eApp users: Complete scholarship details and eligibility criteria can be found at www.GetCollegeFunds.org. You can browse the scholarship listings by using the eApp filters to sort scholarships by type of student, enrollment status, financial need, college state, college major, high school, new scholarships and Workbook sections (see paper applicants below for description).
- Paper applicants: When you request your paper application from OSAC, you will receive a scholarship catalog containing all OSAC scholarships listed in alphabetical order to use with your 2009-10 Oregon Scholarship eApp Workbook. The catalog is a supplement to the Workbook, which lists scholarships in four sections that are organized by: graduates of Oregon high schools; Section Two: academic/college major, career field, specific populations and varying ages; Section Three: employers/membership organization; and Section Four: Donor and Honor Names. Use the workbook to locate the scholarships for which you qualify and then use the catalog to find detailed descriptions of the scholarship's eligibility criteria.
- What is the deadline for submitting the OSAC scholarship application?
Please see this document about deadlines and about submitting your forms.
- Where can I find more information about The Ford Family Foundation Scholarships?
Visit www.GetCollegeFunds.org/ford_scholarships.html
- How do I apply for OSAC scholarships?
Submit a complete application packet to OSAC by March 2 deadline (by February 16 if you wish to be entered into the Early Bird $500 Scholarship drawing and receive an early application review). The OSAC application is available online (eApp). The online application is available in late October at www.GetCollegeFunds.org/eapp.html. If you are unable to complete your application online, a paper applications is available by contacting OSAC at (800) 452-8807.
- You must submit a complete application packet online, (preferably online) which consists of your eApp that also includes your Activities Chart and the required four short essay answers. Transcripts that show all coursework taken through fall term/semester of your senior year should be uploaded as a scanned PDF file or electronically transmitted to OSAC by your school. If you need a paper application, please contact OSAC at 800-452-8807.
- Read the scholarship descriptions carefully to determine your eligibility and to find additional essay topics or required documentation. Make sure your essays are grammatically correct and specifically respond to the topic. Do not send originals of required documentation such as birth certificates and military documents. Extra documents required by a scholarship program must also be uploaded to your eApp as a scanned PDF file.
- File a Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov form early. FAFSA's must be submitted online after January 1. Do not wait for income tax forms to be prepared. Instead, use estimates. You can make corrections after you receive your Student Aid Report (SAR) and have finalized your tax returns.
- If you earned a GED or if you are/were home-schooled, be sure to read the instructions for transcripts to make sure you submit the necessary documents with your application.
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I am home schooled. Can I still qualify for OSAC scholarships?
Yes. Many OSAC scholarships are open to home-schooled students. These students must submit the following documents with their OSAC scholarship application:
- A copy of their Confirmation of Enrollment letter on file with their local ESD
- A copy of the results of their Tenth grade Standardized Achievement Test, required of all home-schooled students who have registered with their local ESD, and
- A transcript from their home school teacher describing courses taken and the assigned letter grade received. (This transcript must include fall semester of senior year, usually not available until January.)
All other application procedures are the same for home-schooled students.
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I haven’t lived in Oregon for 12 months; can I still apply for an OSAC scholarship?
You may still be able to apply under certain circumstances. Basic requirements are that, unless otherwise specified in the individual scholarship descriptions, you must:
- Be a U.S. citizen or an eligible noncitizen in the United States for other than a temporary purpose, and intend to become a permanent resident of the United States. See list below for scholarships available to non-U.S. citizens/non-eligible noncitizens.
- Be an Oregon resident. (There are some exceptions; see definition of Oregon resident. Residency is usually established when an independent student or the parents of a dependent student have been in continuous residency in Oregon for 12 months before enrollment. For exceptions, such as tribal residency, see definition of Oregon resident. Have Oregon listed as your home of record if you are U.S. military personnel.
Not owe a refund on an educational grant or be in default on any educations loans.
- I am NOT a U.S. citizen. Can I still qualify for OSAC scholarships?
Yes, if you are in the United States for other than a temporary purpose and intend to become a permanent resident of the United States.
If you are a foreign student, be aware that all public four-year universities in Oregon offer limited scholarship help through the foreign student fee remission program. Contact the admissions office at the school you plan to attend for more information about this program.
- I am NOT an Oregon resident. Can I still qualify for OSAC scholarships?
There are a few, although most OSAC scholarships require that students live in Oregon at least one year prior to September 1 of the school year applied for (e.g., for the 2008-09 school year, students will have had to start living in Oregon no later than September 1, 2007). For dependent students, Oregon residency is determined by the parents' state of residence. Eligible non-citizens who are Oregon residents are able to apply. Please use the Sort Filters feature in the online Scholarship Catalog (https://secure.osac.state.or.us/listScholarships.aspx. ) to locate scholarships for nonresidents of Oregon. If you are a foreign student, you should be aware that all public four-year universities in Oregon offer limited scholarship help through the foreign student fee remission program. Contact the admissions office at the school you plan to attend for more information about this program.
- I am an Oregon resident planning to attend an out-of-state college. Can I still qualify for OSAC scholarships?
Yes, many OSAC scholarships are portable to non-Oregon colleges and universities. Restrictions are listed in the scholarship descriptions at https://secure.osac.state.or.us/listScholarships.aspx.
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Are OSAC scholarships need-based or merit-based?
Many scholarships are selected on the basis of financial need and merit, but a number of others are based solely on merit.
- Some merit-only scholarships are selected on the quality of required essays, academic major, high school attended or affiliation with a specific organization.
- We urge all students, regardless of income, to complete their Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov form as soon after January 1 as possible. Eligibility varies depending on the scholarship for which you are applying—your financial need may be too low in one applicant pool and very competitive in another.
- Visit the OSAC website view the scholarship descriptions and determine which ones you qualify for.
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What happens if I make a mistake on my electronic application?
As long as you do not click the “Submit” button, you may return to your eApp at www.GetCollegeFunds.org/eapp and update your application. If you click “Submit” your application is locked and the only information you may update is your personal information, e-mail address, college choice, and college major.
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What should I do if I am unable to complete the electronic application?
Complete a paper application and send your Activities Chart, required four short essay answers, transcripts, and other documentation to OSAC by the deadline.
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What happens if my browser software is not compatible?
Complete a paper application and send your activities chart, essays, transcripts, and other documentation to OSAC by the deadline.
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What happens if I don't read the instructions and just send an application and fail to send my activities chart, essays, or transcripts?
Your application will be disqualified. You must submit a complete application packet, which includes your application, Activities Chart, four required Short Essay Answers, appropriate transcripts, and other required supporting documentation by the deadline. Many applications are disqualified each year because students fail to submit one or more of the necessary items.
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What can I do to improve my chances of receiving scholarships?
Read and follow all the instructions. We wish we could award every student that has need, but only the students that follow the instructions and submit completed applications with all supporting documents are considered for scholarships.
OSAC Scholarship Application
- Where can I get an OSAC scholarship application?
The OSAC online scholarship application becomes available in early November at www.GetCollegeFunds.org/eapp.html. All the information about how to apply can be found on this website. Applications (eApp and paper app) and all supporting documents required by specific scholarships must be received at OSAC by the final deadline of March 2, 2009.
We strongly encourage you to use the online scholarship application. The online application is easy to use and it checks to make sure your application is free of common errors. The online application allows you to start filling it out and come back before the March 2 deadline to finish it. And if you discover a mistake or want to update some information, you can revise your application anytime before the March 2 deadline (February 16 to qualify for the Early Bird scholarships and application review).
The paper version of the OSAC scholarship application becomes available in November. You may download and print the .pdf (portable document format) version of the application at www.getcollegefunds.org/eapp.html You may also obtain a free copy of the application from most college financial aid offices and high schools in Oregon.
The paper version of the OSAC scholarship application becomes available in November. You may request a copy online at www.GetCollegeFunds.org/eapp.html or by contacting OSAC at 800-452-8807.
A list of scholarships and specific requirements can be found at https://secure.osac.state.or.us/listScholarships.aspx
Visit www.osac.state.or.us/publications.html and download some helpful publications. We also provide links to free, online databases such as MACH 25, FastWEB, and ExPAN, which list thousands of scholarships. A few valuable website resources for students and parents are:
- When will OSAC’s online scholarship application be available?
The OSAC online scholarship application becomes available in early November at www.GetCollegeFunds.org/eapp.html.
The paper version of the OSAC scholarship application becomes available in November. You may request a copy online at www.GetCollegeFunds.org/eapp.html or by contacting OSAC at 800-452-8807.
A list of scholarships and specific requirements can be found at https://secure.osac.state.or.us/listScholarships.aspx.
- What is the deadline for submitting the OSAC scholarship application?
Please see this document about deadlines and about submitting your forms.
- Where do I send additional documents required by the OSAC scholarship application (e.g., activities chart, transcripts, essays)?
Please see this document about deadlines and about submitting your forms.
- What is the Activities Chart and where can I find help with it?
The Activities Chart is a document that shows what you did during nonschool hours. It allows scholarship selection committees to see what you’ve done and how you’ve already begun making your mark in the world. Visit www.GetCollegeFunds.org for a template and tips on how to create one.
- Do transcripts have to be official? Or can they be unofficial, photocopies, or printed off the Internet?
Transcripts do NOT have to be official. OSAC will accept the following:
- transcripts printed from a college website (website must generate name of student and college)
- unofficial transcripts (student and school name must be generated by school and appear on each page of transcript)
- photocopies of transcripts (student and school name must be generated by school and appear on each page of transcript)
- official transcripts (remove from envelope before sending to OSAC)
- Transcripts must include all coursework through fall term or semester or first trimester, and face the same March 2 deadline as all other scholarship application materials. For details about which transcripts need to be submitted visit: www.GetCollegeFunds.org/eapp_transcripts.html
- I am a college student. Do I need to send both my high school and college transcripts?
It depends.
If you are currently a college student or are returning to college after a break, send your college transcripts for all college coursework completed from August 1997 through fall term/semester 2007 for each college, including work on prior degrees.
For work completed before August 1997, you may send transcripts that demonstrate academic achievement.
If your college does not assign letter grades, send (1) a high school transcript that displays SAT or ACT test scores, courses, grades and cumulative GPA through graduation; and (2) transcripts of all college work completed through fall term.
If printing from your college website, follow the directions for having your name and college printed on each page of the transcript.
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What type of transcript is required for an older student returning to school?
Submitting the wrong transcript is the #1 reason applications are rejected. Specific types of transcripts are required based on your student status. For definitions of student type and the type of transcript required, please see Transcripts.
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What kind of security is in place to protect my confidential information?
We are using active server pages (ASP.Net) and secure sockets layer (SSL) encryption to protect your confidential information. We are doing everything we can to protect your confidential information.
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Can I find out about the status of my OSAC scholarship application?
Due to the volume of applications received, we cannot tell you what part of the process your application is in at this time. If you are selected to receive a scholarship, we will send you written notification shortly after the selection process has concluded for that particular program.
You can check the award status of specific programs by visiting our website www.osac.state.or.us/private_awarded.aspx. As programs are awarded, they are added to this list. Shortly after a specific program appears on this list, letters are mailed to students who have been selected for an award for that particular program.
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What happens after I enter my application?
Information from the application is reviewed and processed by OSAC. An applicant pool is developed for each scholarship program based on individual scholarship criteria and information received from applicants. Recipients are selected by donors or their designated representatives. They may require additional information from selected applicants.
- eApp users: Once you click the “Submit” button, your application is locked. You may however, change your personal information, e-mail address, college, and college major by returning to www.GetCollegeFunds.org/eapp.html and logging in with your user name and password. Beginning in late April, you may log in to your e-Student Profile to check the status of your scholarships.
- Paper applicants: Mail or hand-deliver your application, transcripts, Activities Chart, required essays, and any other required documentation to OSAC by the deadline. Be sure to include your name and the last four digits of your Social Security Number on each document. Two to four weeks after the March 2 deadline, OSAC staff will convert your paper application to an eApp. If you have access to the Internet, you can go to www.GetCollegeFunds.org and create an e-Student Profile and user name and password to check the status of your scholarships. OSAC saves your application to enable you to return the following year to update your application and apply for scholarships for the next awarding cycle.
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When will I be notified?
- eApp users: Check the status of your scholarships by going to www.GetCollegeFunds.org and log into your e-Student Profile. If you can accept your scholarship award online.
- Paper applicants: You will be sent award letters soon after they are named.
General Financial Aid
- What is the FAFSA for?
The Free Application for Federal Student Aid (FAFSA) helps determine the amount of student financial aid you are eligible to receive. The information from the FAFSA is used by colleges for determining eligibility for the Pell Grant along with campus-based aid such as work-study and Perkins Loans. The information is also used by OSAC to determine eligibility for the Oregon Opportunity Grant and many of the scholarships administered by OSAC.
You should file your FAFSA on January 1 or soon thereafter so that you will receive the maximum student aid that you are eligible for. Campus-based aid and the Oregon Opportunity Grants are limited. Many financially needy students who are otherwise eligible miss out on these funds because they file their FAFSA too late. In addition, OSAC scholarships that are need-based require FAFSAs to be filed in a timely manner. So don't wait! File your FAFSA as soon after January 1 as possible. Do not wait until your federal tax form is ready before you complete your FAFSA. Estimate! You can correct your FAFSA information when you receive your Student Aid Report (SAR).
Filing a FAFSA is like getting in line. You want to file early so that you can get in the front of the line. Student aid funds are usually limited, and those who file early have a clear advantage over those who wait.
You can file your FAFSA online at www.fafsa.ed.gov.
You will receive a Student Aid Report (SAR) when your FAFSA has been processed. It will have all the information you reported on your FAFSA. If any of the information is incorrect on the SAR, you can make corrections on the form and resubmit it. The FAFSA processing agency may ask you to make certain corrections, also. You may be able to process changes in 72 hours or less by requesting that the financial aid office at your school submit the changes electronically.
When all is well, you will receive notice from the school telling you what type of financial aid package they have put together for you based on the information from your FAFSA. Usually, you will receive this information in April or May.
The package may include grants, loans, and work study funds, provided you indicated you would accept these types of financial aid on your FAFSA. You should always indicate you would accept any type of aid. It doesn’t obligate you to accept them at the time you file your FAFSA. You can tell the school later exactly what you agree to accept by signing their proposed financial aid package notice, and returning it to them.
- What am I applying for when I file a FAFSA?
Oregon residents who fill out their FAFSA and send it off, automatically apply for the following programs:
- Oregon Opportunity Grant
- Federal Pell Grant
- Federal SEOG Grant
- Federal Work Study
- Perkins Loans
- Stafford Loans
- PLUS Loans
- Certain campus based aid programs (check with your college financial aid office for additional applications)
- How do I apply for financial aid separate from OSAC?
File your FAFSA online at www.fafsa.ed.gov
- Where do I go to find information about financial aid?
Visit your high school or college counselor. You can also find a lot of information on the OSAC website www.GetCollegeFunds.org. We provide links to free, online databases such as MACH 25, FastWEB, and ExPAN, which list thousands of scholarships. A few valuable website resources for students and parents are:
- I am attending a community college and want to transfer to a 4-year school. Do you offer financial aid for transfer students?
Yes. For example, the Oregon Scholarship Fund Transfer Student Award (OCF) - Fund Code 902 is awarded specifically to transfer students who are Oregon residents currently enrolled in their second year at a community college and planning to transfer to a 4-year college in the fall. Also, some of the Ford Scholarships are available to transfer students. See https://secure.osac.state.or.us/listScholarships.aspx for a complete listing of our scholarships. Also, the Oregon Opportunity Grant is available for transfer students and non-transfer students alike.
- Do you offer financial aid for graduate students?
Although graduate students no longer qualify for grant aid, OSAC offers several graduate level scholarships. The best way to determine which scholarships you are eligible to apply for is to review the detailed listings online at the OSAC website, where you can filter by "Type of student," or in the OSAC hardcopy application, where you can look for "Graduate" on the toolbars. Review those scholarships and then look for specifics that match your qualifications.
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What steps should international students take to receive financial aid?
To be eligible for OSAC-administered privately funded scholarship programs, students must be either a U.S. citizen or be in the United States for other than a temporary purpose and intend to become a permanent resident of the U.S.
To be eligible for the OSAC-administered Oregon Opportunity Grant, students must be either a U.S. citizen or an eligible noncitizen. Students studying in Oregon on a student visa do not qualify.
Generally, you are considered an eligible noncitizen if you are one of the following:
- a U.S. permanent resident with a Permanent Resident Card (formerly known as an Alien Registration Card or “Green Card”)
- a conditional permanent resident (I-551C)
- an other eligible noncitizen with an Arrival-Departure Record (I-94) from the Department of Homeland Security showing any one of the following designations:
- Refugee
- Asylum Granted
- Indefinite Parole
- Humanitarian Parole
- Cuban-Haitian Entrant
You are NOT an eligible non-citizen if you are in the U.S. on an F1 or F2 student visa or only J1 or J2 exchange visitor visa, a G series visa (pertaining to international organizations), or other categories not included under eligible noncitizen (see above).
All public four-year universities in Oregon offer limited scholarship help through the Foreign Student Fee Remission program. Contact the admissions office at the school you plan to attend for more information about this program. For more information, visit www.edupass.org or www.finaid.org/otheraid/international.phtml.
- I am interested in scholarships for correspondence/online courses. Would this be considered a USA college if it is not through a specific university or college?
Students receiving OSAC-administered scholarships must attend a "USA college" and the college must be accredited and able to receive Title IV federal funds. Ask the school you wish to attend if it meets these requirements.
- Do you have grants for cosmetology or beauty school?
Yes. Visit our student website www.getcollegefunds.com/p_scholarships_other.html for more information. Also, visit https://secure.osac.state.or.us/listScholarships.aspx for a listing of OSAC scholarships.
- How do I know if a scholarship offer is legitimate?
Students and parents can do extensive scholarship searches on the Internet. Start with the OSAC website www.GetCollegeFunds.org/p_scholarship_scams.html. You can link to free, online databases such as MACH 25, FastWEB, and ExPAN, all of which list thousands of scholarships. Another good web page about student financial aid is Finaid! The SmartStudent Guide to Financial Aid. Oregon high school and community colleges have computer links to the Oregon Career Information System (CIS) database, another good source of information for Oregon residents.
WARNING: The Attorney General of the State of Oregon and the U.S. Federal Trade Commission have both issued warnings and taken action against companies that “guarantee” scholarships to families using for-a-fee scholarship search services. State and federal authorities would like to remind families that using the word “guarantee” in promotional materials is a questionable activity of scholarship search businesses.
For more scholarship scam information, go to www.ftc.gov/ or www.finaid.org.
Loan Forgiveness & Loan Repayment Programs
- Do you have any information regarding rural repayment programs?
The Oregon Rural Health Services (RHS) Program was created to encourage physicians, nurse practitioners, and physician assistants to practice in rural areas in the State of Oregon that have “unmet health care needs.”
- What federal loan forgiveness programs are available?
For detailed information about loan forgiveness, here are two websites you can access:
Miscellaneous
- Do you have a list of Estimated Budgets for Oregon schools?
The following figures are estimated expenses for various types of colleges (community college, 4-year public college or university, 4-year independent college) Check with the school(s) you are interested in to get an exact budget. Estimated expenses for Oregon colleges
You can also use searchable database in the U.S. Department of Education’s COOL (College Opportunities On-Line) website to find information on expenses at most U.S. colleges. http://nces.ed.gov/ipeds/cool/Search.asp
- What information can you provide about the Oregon College Savings Plan?
The official website for information on college savings plans offered through the State of Oregon is www.oregon529network.com/. A general overview of how Oregon’s college savings plans work is available from the Oregon State Treasury’s website at www.ost.state.or.us/divisions/college
- I am trying to find out if there is any kind of aid for primary and/or secondary education.
The Oregon Student Assistance Commission administers a variety of State of Oregon, Federal, and privately funded student financial aid programs for the benefit of Oregonians attending institutions of postsecondary education. For information on primary and/or secondary education, contact the Oregon Department of Education via their website: www.ode.state.or.us/
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