This policy could be just as important as a life insurance. Simple fever or colds may not financially affect your life. However, what if suddenly a person from your family or even you are struck with a serious illness? Hospital bills and special medications can leave you bankrupt. In a lot of regions, a big percentage of bankruptcy is caused by health problems. This is why health insurance policies are significant. If you don’t have one yet, obtain one. If you do, you might want to increase your current coverage.