This is one policy you should not take for granted. All Calgary insurance businesses offer this to their clients. With life insurance, you are not exactly taking care of your financial needs, but the needs of your loved ones in case you pass away. This is most important especially if you have family members depending on you for financial support. Maybe you have small children who are still going to school. This could help them get by in their daily lives. Financial experts suggest that you should choose a life insurance which cover ten times or more of your yearly income. This will not only help the financial problems of your family, it will also cover your funeral expenses. Therefore, consider these factors when shopping for the life insurance for you. In other instances, life insurances, especially those offered by banks tie up the policy with investment so that while you are paying for the insurance, it is earning at the same time. This way, you can also reap the fruits of your labor.